Never forget who still owes you.
Dinner, tickets, the ride home. Small amounts add up, and they're easy to forget.
SpendApp keeps track of what each friend owes you, and writes a friendly reminder when it's time to ask.
- For iPhone
- Friends don't need the app or an account
Three dinners. One total.
Add the bills you paid and each friend's share. SpendApp adds up what they owe you.
Tap their name to see every bill behind the number.
No searching old messages. No trying to remember.
The reminder is already written.
Your message includes the amount, what it was for, and a link with your payment details.
Change anything you like, then press send. SpendApp never messages your friends by itself.
Take turns paying? Just pay the difference.
- Sam owes you
- $70
- You owe Sam
- −$40
- Sam pays you
- $30
SpendApp does the maths and shows who pays who.
Tap Settle both, and every bill between you is cleared at once.
Your friend just opens a link.
They can see the bills, the amount to pay, and your PayID or bank details.
New bill? The same link updates, so you don't need to send another one.
See how bill splitting works“I've paid.” Now you can check.
When your friend taps “I've paid”, SpendApp lets you know.
Check your bank, then confirm the money arrived. Their balance updates, so you can see what's still left to pay.
Need a reminder to remind them?
Choose a nudge in 3 or 7 days. If they still need to pay, SpendApp reminds you to follow up.
You choose whether to send another message.
A few quick answers.
How does SpendApp keep track of who owes me?
When you split a bill you paid, each friend’s share adds to their total. Tap their name to see every bill behind it.
Can SpendApp write the reminder for me?
Yes. It writes a friendly message with the amount, what it was for, and a link to your payment details. Change anything you like, then press send.
What if we both owe each other?
SpendApp works out the difference and shows who pays who. If Sam owes you $70 and you owe Sam $40, Sam pays you $30, and Settle both clears both sides.
Can I track money I owe, too?
Yes. See what you owe each other, and the difference.
Does my friend need SpendApp?
No. Your link opens in their browser.
Does SpendApp collect the money?
No. Your friend pays through their own bank app.
Is it free?
Yes. The beta is free.
Keep track. Ask easily. Stop guessing.
Enter your email to get the iPhone beta link.