01
Add a purchase in seconds
Type the amount, pick a category and save. That's it.
iPhone app · Free beta · Made in Melbourne
See where your money goes, as you spend it.
SpendApp is a simple iPhone app for tracking what you spend. Add a purchase in seconds, see how much is left on your lock screen, and split bills with friends.
- No bank login
- Your data stays on your phone
- Free to start
The SpendApp home screen, with example numbers.
What it does
Three simple things, done well.
02
See what's left
Widgets show how much budget you have left, every time you look at your phone.
03
Split bills with friends
Paid for everyone? SpendApp keeps track of who owes you, and how much.
Adding purchases
So quick you'll actually keep doing it.
- Open it from anywhere. Double-tap the back of your iPhone, or press the Action Button, and it's ready to type.
- Remembers your shops. Save a shop once. Next time you pick it, SpendApp fills in the category and tags for you.
- Tracks your subscriptions. Mark any purchase as repeating, monthly or yearly, and SpendApp adds it for you each time, like Netflix or Spotify.
Your budget
Know if you're spending too fast.
Set a budget for each pay period: weekly, fortnightly or monthly. SpendApp shows how much is left, and tells you if you're on track. For example, “$93 under” means you've spent $93 less than planned so far.
Widgets put it on your lock screen and home screen, so you see it without opening the app.
Interactive demo. Tap Owes, Mark as Paid or Settle both, and scroll inside the phones.
Cancel
New Expense
$30
Thai Kitchen
Paid by you
Groceries
Eating Out
Transport
Shopping
Bills
Housing
Entertainment
Health
Travel
Personal CareOther
Split 3 ways · you pay $10.00Sam and Alex owe you $20.00
SSam$10.00
AAlex$10.00
Send to Group Chat
Payment status is saved with this expense. Tap Owes or Paid to change it.
Save $30.00 to Eating Out
Balances
Remaining budget
$867.50
You owe$20.00
Owed to you$60.00
PersonYou oweOwed to you
AAlex$20.00$30.00
Thai KitchenToday
$30.00$90.00 bill · 3 people
Also with Sam
Also with Sam
Send settlement reminderExplains both sides and the net amount.
Splitting bills
Paid for everyone? Get it back.
Say dinner was $120 and you paid for three people. The whole $120 comes off your budget, because it left your account. When you split it, SpendApp notes the $80 your friends owe you. Once they pay you back, mark it as paid and the $80 goes back into your budget.
- Scan the receipt. Take a photo, then tap who had what.
- Send reminders. SpendApp writes a friendly “you owe me” message for you to send in Messages, WhatsApp or Telegram.
- Settle it. If you and a friend both owe each other, SpendApp works out who pays who.
Is it for you?
Made for people who want to notice their spending.
Good fit
SpendApp is for you if you
- Want to notice what you spend, as you spend it
- Often pay the bill when you're out with friends
- Would rather not link your bank account
- Have an iPhone and live in Australia
Not for
Look elsewhere if you want
- Your bank to sync automatically
- To track investments or savings
- To split rent and bills with housemates
- To track business expenses
Questions
Common questions.
Can I try it now?
Yes. Enter your email and tap "Get beta access", and I'll email you a link to try SpendApp on your iPhone. Leave the box ticked to also hear when the full version is out.
Is it free?
The main app will be free. Later there may be an optional paid version with extras. Nothing costs money right now.
Does it connect to my bank?
No. You add purchases yourself. It only takes a few seconds, and doing it is what helps you notice your spending.
Where is my data kept?
On your iPhone. There is no account to make, and your spending is not stored on any server. Receipt photos are read on your phone, not uploaded. Your data is included in your iPhone's usual backup, so it comes with you to a new phone.
Which phones does it work on?
iPhone only, with iOS 26 or newer. It is starting in Australia.
What will you do with my email?
Only send you SpendApp updates. I won't share it, and you can unsubscribe any time.
Want to try it?
Enter your email and I'll send you the beta link to try SpendApp on your iPhone.